How to Keep Car Insurance Affordable While Adding a Teen Driver
When they visit our Mercedes-Benz dealership near Lexington, MA, a lot of drivers beam with pride as they tell us their teenagers just got their driver’s permit or license. While having a new driver in the family is certainly reason to be filled with pride and excitement, it’s also a reason to be a little concerned when it comes to the cost of car insurance.
It can be expensive to add a teen driver to your car insurance. In some cases, a person’s premium may increase by as much as 100 percent. Of course, that’s not a reason to avoid adding your child to your policy. Instead, it’s a reason for you to learn how you can keep the cost of your coverage as affordable as possible when you add your teenager to your policy.
As a general rule, it’s usually less expensive to insure a previously owned car than it is to get coverage for a new vehicle. For this reason, you may want to look through our inventory of pre-owned Mercedes-Benz cars if you’re going to buy an automobile for your young motorist.
In addition, you should get in touch with your insurance carrier to see if you qualify for any discounts. Here are some of the ways you might be eligible for a discount when you add a teen to your policy:
- Your teenager is a good student
- Your child completed a driver safety program
- You and your teen signed a contract that represents you child’s commitment to drive safely
- Your teen is a college student who’s located more than 100 miles away from your home and who doesn’t have access to a car
To learn what else you can do to prevent your premium from increasing when you add a teen to your auto insurance, contact or visit Mercedes-Benz of Burlington.